Terms of Service

1. Acceptance of Terms

Welcome to Homvio, operated by Market Technologies, Inc. ("we," "us," or "our"). By accessing or using the Homvio mobile application, web application, and related services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.

These Terms constitute a legally binding agreement between you and Market Technologies, Inc. We encourage you to read them carefully before using Homvio.

2. Description of Service

Homvio is a home management platform that helps homeowners track their properties, assets, warranties, maintenance schedules, and related documentation. The Service may also facilitate connections between homeowners and service providers, realtors, and other third parties.

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We will make reasonable efforts to notify you of significant changes.

3. Account Responsibilities

To use Homvio, you must create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Provide accurate and complete information when creating your account.
• Keep your login credentials secure and not share them with others.
• Notify us immediately if you suspect unauthorized access to your account.
• Accept responsibility for all activity on your account, whether or not you authorized it.

You must be at least 13 years old to create an account. If you are under 18, you represent that you have your parent or guardian's permission to use the Service.

4. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party rights.
• Upload or transmit any content that is unlawful, fraudulent, defamatory, obscene, or otherwise objectionable.
• Attempt to gain unauthorized access to the Service, other users' accounts, or any related systems or networks.
• Interfere with or disrupt the integrity or performance of the Service or the data contained therein.
• Use the Service for any purpose other than its intended use as a home management platform.
• Scrape, crawl, or use automated means to access the Service without our prior written consent.
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity.

We reserve the right to suspend or terminate your account if we determine, in our sole discretion, that you have violated these Terms.

5. Subscriptions, Billing, and Auto-Renewal

Some features of the Service require a paid subscription, such as the Multi-Property plan for homeowners and the plans for realtors, contractors, and property managers. Current plans and prices are listed on our Pricing page. Prices are in U.S. dollars. Service provider accounts are free during early access.

Automatic renewal. Paid plans are subscriptions that renew automatically at the end of each billing period (monthly or yearly, depending on the plan you choose) until you cancel. By subscribing, you authorize Apple or Stripe, as applicable, to charge the subscription price for each renewal period.

Purchases in the iPhone app. If you subscribe in the Homvio iPhone app, Apple bills the subscription to your Apple ID under Apple's terms. You manage or cancel it in your Apple ID's subscription settings, and refunds for App Store purchases are handled by Apple under Apple's policies.

Purchases on the web. If you subscribe on our website, Stripe, our payment processor, bills the payment method you provide. You can cancel anytime in Settings → Subscription → Manage Billing. When you cancel, your plan stays active until the end of the period you've already paid for and then doesn't renew. Plans purchased on the web come with a 14-day refund guarantee: cancel within 14 days for a full refund.

Price changes. If we change the price of a paid plan, we will tell you in advance, by email or in the app, before the new price applies to your subscription.

Deleting your account cancels a subscription you pay for on the web. It doesn't cancel a subscription bought through Apple; cancel that in your Apple ID's subscription settings.

6. Intellectual Property

The Service, including its design, features, code, graphics, logos, and all related intellectual property, is owned by Market Technologies, Inc. and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Service without our prior written consent.

The Homvio name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Market Technologies, Inc. You may not use these marks without our prior written permission.

7. User Content

You own your data. Any content you upload, submit, or store through the Service -- including property details, asset information, photos, documents, and maintenance records ("User Content") -- remains your property. We do not claim ownership of your User Content.

By using the Service, you grant us a limited, non-exclusive license to use, store, process, and display your User Content solely for the purpose of providing and improving the Service. This license ends when you delete your content or your account.

You are responsible for the accuracy and legality of all User Content you provide. You represent that you have the right to upload and share any content you submit through the Service.

8. Service Availability

The Service is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the Service, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Service will be uninterrupted, error-free, or secure at all times. We may perform scheduled maintenance that temporarily affects availability. We will make reasonable efforts to notify you of planned downtime in advance.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Market Technologies, Inc. and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of (or inability to use) the Service, even if we have been advised of the possibility of such damages.

Our total aggregate liability to you for all claims arising out of or relating to the Service shall not exceed the amount you have paid us in the twelve (12) months preceding the event giving rise to the claim, or one hundred dollars ($100), whichever is greater.

Homvio is a home management tool, not a substitute for professional advice. Any maintenance recommendations, warranty reminders, or other information provided through the Service are for informational purposes only. We are not responsible for decisions you make based on information provided through the Service.

10. Indemnification

You agree to indemnify, defend, and hold harmless Market Technologies, Inc. and its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your use of the Service; (b) your User Content; (c) your violation of these Terms; or (d) your violation of any third-party rights.

11. Service Provider Disclaimer

Homvio does not guarantee the quality, safety, or legality of any service provider on the platform. You are responsible for verifying credentials and qualifications of any service professional you engage through Homvio.

12. Termination

You may terminate your account at any time by deleting it in the Homvio iPhone app (Settings → Delete account) or by emailing support@homv.io. Account deletion isn't available on the website. Upon termination, your data will be permanently deleted within 30 days, except where we are legally required to retain it.

We may suspend or terminate your account at any time if we believe you have violated these Terms, or for any other reason at our sole discretion. We will make reasonable efforts to notify you before terminating your account, except where we believe immediate termination is necessary to protect the Service or other users.

Upon termination, your right to use the Service ceases immediately. Sections of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property provisions, disclaimers, and limitations of liability.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles. Any legal action shall be brought exclusively in the state or federal courts located in Austin, Texas.

You agree to resolve any disputes with us on an individual basis and not as part of any class or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration.

14. Changes to These Terms

We may revise these Terms from time to time. When we make material changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify you through the app or by email.

Your continued use of the Service after any changes to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Service and delete your account.

15. Contact Us

If you have any questions about these Terms, please contact us: